Flow Charts

Social Security is one of the more complicated decisions that a client must consider. There are a multitude of rules that can have a significant impact on the amount your client will receive each month.

To help make it easier, we have created the...

Under Social Security, spousal benefits present an important source of income for many of your clients. But there several important issues that must be addressed.

To help make it easier, we have created the “Am I Eligible for Social Security...

Clients who are receiving a government pension and a Social Security spousal, widow or widower’s benefit based on their spouse or ex-spouse’s work history may be impacted by the Government Pension Offset.

To help make the conversation with clients...

Business owners who are considering a retirement plan for their business have many options. While a traditional 401(k) is a well-known option, there are many cases where other retirement plan options are worth considering.

To help you make better...

Do you have employer-issued stock in a 401(k) plan? Wondering if a NUA distribution makes sense? There are several very important rules that must be met, some of which are often misunderstood.

To help you make better financial decisions, we have...

In certain cases, you may be eligible to make a Mega Backdoor Roth IRA contribution. Under the right circumstances, this can allow the client to contribute tens of thousands of dollars into a Roth IRA.

The rules are very restrictive and prohibitive...

If you’re a small business owner, you may find that the Qualified Business Income (QBI) deduction rules are complicated. One of the newest planning issues to consider deals with a possible QBI deduction-reduction effect on retirement plan...

The rules surrounding the Required Minimum Distribution can seem complicated. To help you make better financial decision, we have created the this flowchart to address common issues regarding Required Minimum Distributions as a result of turning...

To help you make better financial decisions, we have created the “Should I Rollover My Dormant 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover:

• Common IRA and 401(k) features and...